A financial advisor is a professional who suggests and renders financial services to clients based on their financial situation.
Because qualified planners are trained to deal with myriad personal financial topics, they can help you set financial goals and priorities, then recommend specific steps to meet them. This means they may give advice on how you should allocate your investments, what kind of insurance you really need and explain how certain moves may affect your taxes or estate.
It's then up to you to decide if you want to follow that advice. A good planner will also recommend when you need more specialised help, say, working with a trusts and estates attorney who can help protect assets in a family businesses.
Essentially, they are someone who works closely with the buyer through all the relevant steps of purchasing a property. They are either fully licensed or act as a representative under a licensed agency. A Buyer’s Agent is employed to eliminate the stress and anxiety that is common when purchasing a property.
How a Buyer’s Agent Can Help You Purchase Your Home
A Buyer’s Agent can provide end to end services to support a buyer’s search and purchase on the home. They can help you with:
Sourcing properties and creating a shortlist of the most suitable.
Suggest whether the property requires a building inspection and providing a contact.
Provide an accurate summation of the property’s worth.
Having the contract and other documents reviewed by a professional.
Assisting in the preparation of a Power of Attorney.
Negotiating the most beneficial deposit and settlement terms for your requirements.
Negotiating on your behalf for a private sale.
Bidding on your behalf for a sale by auction.
Negotiating access to the property before settlement if required.
Accompanying/representing you at the final inspection.Costs Involved
An upfront fee is usually payable, sometimes described as an administrative fee. This amount varies from $500 to $3,000 and is usually reimbursed once a property is secured.
The fee for a full service (which includes assistance from start to end of the purchase) is approximately 2% of the purchase price.
The fee to secure a property that a buyer has found themselves varies between .5% and 1% of the purchase price, depending on the work and time involved.
Consultancy fees may also be charged.
Property Makeover Specialists
A Property Makeover Specilaist will help you add value to your home to enjoy know or when you want to go on the market. The Property Makeover Framework is the map that bridges the gap between the goals of the vendor and the results of the sale. Through it, an efficient means to complete a sale is made possible.Here are the benefits in employing a good service.
More Profitable Sale
The key principle that drives a Property Makeover Specialist’s work is value. By executing value-add transformation work on a property, its physical and functional attributes are emphasised. If these aspects are emphasised, the property’s market value increases.
Increased Purchaser Competition
Because value-add transformation also includes aesthetic appeal, more prospects will be attracted to the property, and that they also know that there are others who may be keeping an eye on it. In effect, competition is created, and prospects may find themselves going head to head with more interested parties than expected.
Shorter Time on Market
As increasing number of prospects become interested in a newly-renovated property, the urgency to get it sold increases. That’s because the vendor and the agent now are faced with a growing interest of potential buyers. With offers coming in, all the vendor has to do is to accept an offer - whether the property goes on auction or not.
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Removalists and Storage
Sometimes it is not always possible to leave your old location and move your belongings straight into the new one. This can make coordinating a move, especially over great distance, a difficult task. You may need to store your items for a period of time before your new place is available, which can be expensive.
There are a number of services you can choose, short term storage is the most common solution when selling to remove clutter and deal with onselling at a later date. Belinda shares more on this at her Downsizing Workshops. It is best not to keep items that willl just remain in storage for the rest of your life, now is the time to toss, sell or keep.
Decluttering would have to be one of the biggest inhibitors when it come to people downsizing. Where do you even begin?
This can be a highly emotional and personal exercise and it may need to be handles delicately, expecially if there has been a recent loss.
A good decluttering expert will work with you, and help you decide what needs to stay or go.
For recommendation in your area, please contact us here.
Real Estate Agents
Even though there is still little trust within the real estate industry, a good agent is going to help you move through the downsizing process more easily by assisting you or suggesting trades and services that can assist you with every move before sale. You will need to think of them as your business partner and their commission as their service fee.
Conveyancing is a necessary process in both buying or selling property.
A professional conveyancer or conveyancing solicitor helps with the settlement and title transfer process by ensuring that their client is meeting all legal obligations and that their client’s rights are protected during this transaction. Both buyers and sellers will need to use the services of a conveyancing professional, because both sides will have certain obligations that they must fulfill in a Contract of Sale.
One of the primary roles of a solicitor or conveyancer is to help prepare all of the legal documents that are part of any real estate transaction. A Conveyancer or Solicitor will also undertake a good portion of the legal leg work needed to help you make the right decisions and navigate this process successfully.
One of the major roles of any Solicitor or Conveyancer is to help arrange the final details of the settlement.
A recommended local Conveyancer is usually recommeded by your chosen agent.